MortgageCalc.us
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Mortgage refinancing describes a process in which homeowners use new loans (with better terms and conditions) to help pay off existing loans. In most cases, the better terms and conditions of the newer mortgage loan include lower interest rates and/or lower monthly payments. For example, if you take out a 10-year loan for $100K at 7% interest, but the interest rate for new loans goes down to 5% the following year, if you re-apply for the new loan, you ultimately end up saving more than $100 a month over the lifetime of your loan. Think of mortgage refinancing as having a second credit card with a lower interest rate. You can pay off the entire balance of your first card with your new lower interest credit card, thus lowering your monthly fees.
Home owners can now save up to $279 per month on their mortgage payment! After completing a simple lead form process, they will receive FREE quotes on refinancing their home! LTV must be 80-90%, must have Good or Excellent credit and owe 150k or more in order to qualify.
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